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We are open to all who live, work, worship or go to school in Pennington County!

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Credit Cards

No teaser rates. No gimmicks. As low as 6% APR*.

MED5 is excited to offer our Members diverse credit card options. With a variety of cards to choose from, MED5 is able to fit your spending habits and help you bridge the time gap between paychecks, client payments, and other income you are waiting on. Financed by MED5 and backed by Visa, you have a winning combination on your side!

Available for Personal and Business

Credit lines up to $15,000*

25-day grace period

No annual fee

No cash advance fee

No balance transfer fee

Platinum Visa Card

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This is your every-day-spending card! With our best interest rate at 6% APR, no annual fee and no fee for balance transfers, you will instantly save with this card.

Apply Now

Rewards Visa Card

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Our first rewards credit card is here! Offering 1 point per dollar spent OR choose 1% cash back! No annual fee makes this card a definite win, coupled with a low fixed APR of 12.9%.

Apply Now

Classic Visa Card

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This card is perfect for anyone starting to build credit or looking to repair their credit. A great interest rate at a fixed APR of 10.9% with no annual fee and no balance transfer fee.

Apply Now

Business Visa Card

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Businesses need credit too. So we’re offering a great option for both small and large businesses. No annual fee, cards for all your employees, and a fixed APR of 10.9%!

Apply Now
Some restrictions apply. Contact a MED5 Visa Credit Card Specialist for more details: 605-342-7776

Credit Sense

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Credit Sense is a comprehensive program that helps our members stay on top of your credit score and credit report. With Credit Sense our MED5 Members have ongoing access to their credit score and report, monitors their credit for key changes, and finds savings opportunities on existing and new loans and credit cards.

Credit Sense provides you with a full credit report and reports to you the factors that influence it. The scores are updated automatically every month or refresh your score and report daily. You will get the best lending offers from MED5 you are eligible for so you can evaluate new loans, or refinance existing ones to lower rates. Credit Sense will also inform you by email if there are any big changes detected – a new account has been opened, a delinquency has been reported, etc.

Our new Credit Sense service is absolutely free and a service powered by SavvyMoney and offered by MED5 FCU! Sign up via your e*teller TODAY.

How do you enroll?

Sign into your e*teller.

Once you’ve logged in you will see your normal account dashboard. See the graphic to the right? That is Credit Sense, powered by Savvy Money. Click “Check Your Score!

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A new window or tab will open in your Internet browser. You will need to verify your information, agree to the terms, and click Continue!

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Meet The MED5 Mini.