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We are open to all who live, work, worship or go to school in Pennington County!

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As one of our members, profits made by our credit union are returned back to YOU in the form of lower loan rates, higher savings rates, and reduced (or zero) fees. You also reap the benefit of personalized service. Plus, you are more than a member - you are part owner. It takes as little as $25 to get started.

For more information about each loan, keep reading or call to speak with one of our Loan Officers: 605-342-7776.

Become A Member

We would love to have you!

If you live, work, or worship within Pennington County, you are qualified to be a MED5 Federal Credit Union Member! Yes, it really is that simple.

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PERSONAL LOANS

We promise we won't get too personal. From college savings to your first home, to your daily credit card, we have you covered! A Personal Loan is simply a Signature Loan. You can use these loans for a vacation, debt consolidation or maybe a pony! Yes, a pony. We can handle that. MED5 Credit Union Personal Loans:
  • Rates as low as 7.0% APR*
  • Terms up to 60 months
  • Loan amounts up to $15,000 for qualified members

*APR= Annual Percentage Rate. Rates are subject to change. The actual rate you receive is based on creditworthiness. Rates Effective August 22nd, 2018

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

Apply Today!
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CREDIT CARDS

Great job today on that project at work, you hear that every day, right? At MED5 we know you never get enough credit so we are going to give you some.
  • APR as low as 6.0%*
  • Credit lines up to $15,000 for qualified members
  • Rewards program
  • No annual fee, no balance transfer fees, no cash advance fees
  • 25-day grace period

*APR= Annual Percentage Rate. Rates are subject to change. The actual rate you receive is based on creditworthiness. Rates Effective August 22nd, 2018

Apply Today!
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AUTO LOANS

MED5 FCU has some of the *lowest* used vehicle and recreational loans in town!
  • Rates as low as 2.9%*
  • Terms up to 84 months
  • Up to 100% financing
  • 90 days before 1st payment
  • GAP, Warranty, Credit and Life Disability coverage available

*APR= Annual Percentage Rate. Rates are subject to change. The actual rate you receive is based on creditworthiness. Rates Effective August 22nd, 2018

Apply Today!
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BUSINESS LOANS

Looking to save for your next big investment? Or maybe it's your very first startup? We can help! As big supporters of small businesses, and in a region thriving on family businesses, we are invested in YOU.
  • Real Estate
  • Start-Up Funding
  • Working Capital
  • Auto Loans
  • Credit Cards
  • Equipment & Technology
  • Secured & Unsecured Loans
Apply Today!
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SHARE SECURED LOAN

Do you need some quick cash but you don't want to cash in your investment? Do you need to build your credit rating? Well then, a Share Secured Loan is just what you need. The interest rate is 3% over what your investment is currently earning and we are super flexible with repayment terms, after all, it's your money. Easily the greatest way to build credit.
Apply Today!
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HOLIDAY LOANS

If you find yourself overcome by the "gifts of giving" come visit us or call us for our Annual HOLIDAY LOAN SPECIAL. You either request a loan limit or let us qualify you for one. This loan repayment is based on a one-year payback so you can play Santa every year.
Apply Today!
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OVERDRAFT PROTECTION

Eliminate the cost, inconvenience, and embarrassment of non­sufficient funds checks with overdraft protection. This line of credit (subject to approval) up to $1,500.00 can be used as a "backup" should checking accounts funds be insufficient to cover expenses.
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LOAN INSURANCE PROTECTION

Credit Life and Disability Coverage is available to qualifying applicants at a very reasonable rate and added to your monthly loan payment. Rest assured, we're here for all your lending needs.
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GAP INSURANCE

Gap insurance pays the difference between the car's value and what you owe. With the purchase of Gap Advantage, you get an additional $1,000 to put toward the financing or lease of a replacement vehicle. (some restrictions may apply)
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ROUTE 66 EXTENDED WARRANTY

No Matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor. Before you discuss a warranty plan with anyone, call us first, we have the most competitive program around.

Learn about our SKIP A PAYMENT program!

Credit Sense

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Credit Sense is a comprehensive program that helps our members stay on top of your credit score and credit report. With Credit Sense our MED5 Members have ongoing access to their credit score and report, monitors their credit for key changes, and finds savings opportunities on existing and new loans and credit cards.

Credit Sense provides you with a full credit report and reports to you the factors that influence it. The scores are updated automatically every month or refresh your score and report daily. You will get the best lending offers from MED5 you are eligible for so you can evaluate new loans, or refinance existing ones to lower rates. Credit Sense will also inform you by email if there are any big changes detected – a new account has been opened, a delinquency has been reported, etc.

Our new Credit Sense service is absolutely free and a service powered by SavvyMoney and offered by MED5 FCU! Sign up via your e*teller TODAY.

How do you enroll?

Sign into your e*teller.

Once you've logged in you will see your normal account dashboard. See the graphic to the right? That is Credit Sense, powered by Savvy Money. Click "Check Your Score!

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A new window or tab will open in your Internet browser. You will need to verify your information, agree to the terms, and click Continue!

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Meet The MED5 Mini.